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With a full name, birthdate, SSN, and driver’s license number (which can be turned into a fake license card), a thief can attempt numerous types of fraud, such as applying for a job, getting insurance, renting a home, or even committing crimes in your name. With a full name, birthdate, and SSN a thief can attempt to file your taxes and claim your refund. Coupled with other information that can easily be found online, such as place of birth, a thief can also try to claim your benefits over the phone. With a full name, birthdate, and SSN, a thief can try to open a “my Social Security” (MySSA) account in your name and change your direct deposit information to his or her own checking account. With a full name, birthdate, SSN (and sometimes an existing health insurance account number), a thief can attempt to receive benefits and services in your name. With a full name and Social Security number (SSN), a thief can open new credit accounts. If a thief obtains a credit or debit card number, the thief can access existing bank and credit accounts for in-person transactions. Different types of ID theft and fraud include: Financial Identity Theft Existing Account Fraud There are a variety of ways stolen data can be used, depending on what was taken.
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PIRG's identity theft and privacy tips, including descriptions of different types of ID theft checklists for preventing, detecting, and resolving ID theft a checklist for protecting your online privacy and links to additional resources.